Building a portfolio is simple. You can curate your own portfolio of real estate loan investments or allow PeerStreet to do the work for you with Automated Investing. Just select a few custom parameters and we'll place you into loans automatically.
Our team of finance and real estate experts underwrites each loan using advanced algorithms, big data analytics and manual processes to ensure PeerStreet surfaces high-quality investments.
We also carefully vet originators and allow only experienced private lenders with great industry track records on to the platform.
Those originators run their own due diligence process to hand select the borrowers to whom they're willing to lend.
Our process surfaces higher quality loans in greater quantity, so you can invest with confidence. You invest, PeerStreet does the rest.
Frequently Asked Questions
PeerStreet runs through a thorough due diligence process on both the loans we put on the site and on our origination partners.
For origination partners, we:
- Review track records
- Review financials
- Review licensing and adherence to state usury laws
- Run background checks
- Review legal and underwriting processes
For loans, we:
- Perform independent underwriting of all loans using a combination of manual processes as well as big data analytics
- Review an independent valuation (BPO/Appraisal)
- Ensure each loan complies with PeerStreet’s underwriting guidelines
- Review legal documentation