Introducing Pocket.

A new way to earn 3.5%* interest on your available cash.

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No maintenance fees and low minimum balances

Get started earning on your cash available on the platform with an initial deposit of $1000.

Market leading interest rate of 3.5%*

PeerStreet is an alternative to banking products offering interest and short-term liquidity.

Daily deposit, monthly withdrawals

You can deposit daily and withdraw once a month (with two weeks notice). Make sure to keep cash available for loan investments!

One click deposit, invest and earn

Easily transfer funds directly from your cash available on the platform or deposit more.

An alternative to high-yielding bank rates.

While Pocket is not a bank account, its rates exceed those offered by leading high-yielding savings accounts.


Leading interest
Short-term liquidity

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1.25% APY

1.50% APY

1.40% APY

Comparison rates as of August 2022

*PeerStreet reserves the right to update the Pocket rate at any time. PeerStreet is not a bank and Pocket is not a bank account. Your Pocket account is not FDIC-insured. Please refer to Private Placement Memorandum 02 Supplement - Redeemable Warehouse Note for more details.

Frequently Asked Questions

  • How do I add funds to PS Pocket?

    Any available cash in your PeerStreet account can be invested in Pocket. If all your cash is tied up in fractional investments, you must add more funds to your PeerStreet account or wait for a payout before investing in Pocket.

  • Is there a minimum amount of time my money must remain invested in Pocket?

    Funds invested in Pocket can be redeemed on the first of each month, by giving notice to PeerStreet by the 15th day of the preceding month. If the 15th day is a weekend or bank holiday, notice must be given on the previous business day.

  • How do withdrawals work?

    Once investors submit their redemption request through the Pocket Dashboard, PeerStreet will begin setting aside Pocket funds - or, to the extent all such funds are currently invested in loans, identifying other capital sources to hold those loans - for distribution on the next redemption date.

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